Credit history reports are vital when hiring candidates for positions dealing with finances, sensitive/confidential data and security clearances. Knowing your applicant’s financial history will help you make an informed decision. The credit history will include information such as bankruptcies, balances, judgments, liens & payment history. If the candidate has trouble managing their own finances, how can they be expected to manage yours?
Credit reports may include the following information:
- Public Records
- Collections
- Trade Accounts
- Current And Previous Negative Accounts
- Revolving Accounts
- Installment Accounts
- Mortgage Accounts
- High Credit , Credit Limit, Balance, Past Due, Monthly Payment
- Trade Name / Account Number
- Current Status
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